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It is quite possible that when times get tough you could end up worrying about how you're going to meet your mortgage payments, whether you're a young, first-time homeowner, with a growing family or approaching retirement. 

Your home really is your most important possession and if you fail to pay your mortgage, you and your family could be faced with repossession and homelessness. For this reason mortgage insurance is a very important product to consider, whether you're buying a new home or you're simply looking for extra security and peace of mind. 

If you were unable to work due to an accident, illness or unemployment, you would feel better knowing that your investment is protected. 

Mortgage insurance offers you tax free monthly payments that help you pay your mortgage should your income cease for any reason. This could be as a result of an accident or long-term illness that has left you unable to work, or because you have been made redundant. If you were unlucky enough for any of this to happen, a comprehensive mortgage payment protection policy could ensure that you don't fall behind on mortgage payments, thereby removing that worry while you're out of work. 

It is important to be aware that there are conditions attached to a mortgage insurance policy, and we will advise you on this. As an example some policies may not pay out until you have been out of work for a full month, although many will then backdate your first payment to include this period. Some mortgage insurance policies only cover a limited amount of time, usually 12 – 24 months, and some may offer you the option to extend your cover period, so it's vitally important to consider your circumstances before choosing to buy a mortgage payment protection policy.


Copyright © 2019 JLS Mortgages. All Rights Reserved

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE.

JLS Mortgages Ltd is an Appointed Representative of The Right Mortgage Limited which is authorised and regulated by the Financial Conduct Authority, FCA Register Number 649443. 

JLS Mortgages Ltd is registered in England and Wales with company number 05898748. Registered Office. c/o BCS, Windsor House, Station Court, Station Road, Great Shelford, Cambridge, CB22 5NE.

There may be a fee for mortgage advice of up to 1% of the mortgage amount. The actual amount payable will depend on individual circumstances. A typical fee payable is £495. You will be advised at an early stage if a fee is payable and the amount. Commercial Mortgages and some types of Buy to Let mortgages are not regulated by the Financial Conduct Authority. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK

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